Compensation may be available through litigation if the car or motorcycle accident you were involved was someone else’s fault or caused by someone else’s negligence. For example, a driver who fails to stop at a red light is negligent because it is reasonable and expected that all drivers stop at red lights. If a person is injured because of this type of negligence, damages may be sought against the driver.

It’s not always easy to get the at-fault-driver’s insurance company to pay you what your car accident with injuries case is worth.  Insurance companies have a lot of dirty little tricks that they pull in order to deny you your claim.  The claims adjuster will often call soon after your accident asking for a recorded statement that can be extremely damaging to your case if you don’t know how to answer correctly.  Or they will try to send you to doctors of their own choosing in order to downplay your injuries.  If they offer you a cash settlement early in the proceedings, it may not be the full value that you are entitled to for your ongoing rehabilitation and medical care.

Getting money for compensation when the at-fault driver is uninsured or under-insured can also be difficult.  In this type of case, you must file an uninsured driver claim against your own insurance company if you have a policy that includes uninsured driver coverage.  But even if you have uninsured driver coverage, coming to an agreement on a settlement figure with your insurance company may be difficult.  By law, you are not allowed to sue your own insurance company, so you will have to submit your claim to binding arbitration.  Although arbitration is less formal than a court trial, building a solid case is still essential and you will be much more likely to win your case if you have a good lawyer on your side — remember, the insurance company has a large staff of lawyers dedicated to paying out as little as possible.

Call experienced Attorney David B. Franks today at 847-854-7700 or use fill out our contact form to schedule an appointment to review and evaluate your case.